To bring foreclosure actions, plaintiffs are required to comply with fundamental standing requirements: plaintiffs must have sufficient stakes in litigation and be real parties in interest. Since 1938, the Florida judicial system has struggled with standing requirements in the foreclosure context; some decisions allude to a requirement that the plaintiff both hold and own the note and mortgage, while others relax traditional requirements and allow ownership to be inferred if a plaintiff holds the note and mortgage. Such differences are exacerbated by the flood of foreclosure proceedings in the wake of the recent real estate collapse as lenders buy and sell mortgages on the secondary market without proper endorsements and assignments. This Article spotlights disparate appellate opinions, illustrates how the Florida judiciary is struggling to stay afloat amid the mass of foreclosure proceedings that engulf the State’s trial courts, and includes a brief discussion of “robo-signing.”