When Florida’s real estate market took a nosedive and dragged the economy down with it, the State became a habitat to a storm of real estate foreclosures. Submerged in the flood of foreclosure filings, Florida’s judiciary has been faced with an unprecedented caseload. Responding to this judicial storm, this Article focuses on Florida’s foreclosure litigation process and argues that the courts have maintained lenders’ contractual rights by adhering to the black-letter law, resisting the temptation to succumb to the personal woes of defaulting borrowers. The Author discusses the various defenses and legal theories debtors rely on to retain their homes, including the forefront issue of standing, and details the abusive practices lenders have used to curtail the legal process, such as “robo-signing.” This Article sheds light on the recent modifications to the foreclosure litigation procedure, including the formation of a statewide mediation program and the initiation of changes to the Rules of Civil Procedure. As the judicial storm is far from over, the Author encourages modifications to foreclosure litigation procedures so that the strong emphasis on home ownership in Florida can have a substantial presence in foreclosure actions. Explaining the constitutional dangers of bringing non-judicial foreclosures to the State, the Author advocates for a different approach to judicial foreclosures by applying an existing method of accelerated judicial foreclosures to the residential realm.