Professor Steven Willborn was a panelist at the March 6, 2015 symposium titled Inequality, Opportunity, and the Law of the Workplace, hosted by Stetson Law Review. His remarks at the symposium identify two frequently overlooked threats to the economic security of low-wage workers—wage garnishment and payday loan practices. Professor Willborn examines these two “indirect” threats to lowwage workers and argues that current regulation of these threats is outdated and insufficient. Professor Willborn sees an opportunity to improve some protections for low-wage workers, because at least for these two indirect threats, the interests of the employee and his or her employer tend to be aligned.